Update: November 25 , 2020

On September 27, 2020 government introduced a new benefit system, as well as temporary changes to Employment Insurance. The new Legislation was introduced creating three temporary recovery benefits.

The three new benefits are:

  • CRSB—Canada Recovery Sickness Benefit
  • CRCB—Canada Recovery Caregiving Benefit
  • CRB—Canada Recovery Benefit

Employment Insurance Update:

Effective September 27, 2020 the government put in place temporary changes to Employment Insurance (EI). Once CERB was completed, if eligible, individuals would transition to receive EI. These changes would allow individuals to qualify for EI that previously would not have.

EI benefit is 55% of income with maximum of $573 per week

  • New minimum of $500 per week ($300 for extended parental benefit)
  • If 55% of income is less then $500 people will automatically receive $500
  • All EI claimants will receive a one time hours credit of 300 insurable hours for job loss and 480 insurable hours for special benefits (sickness, maternity, compassionate care or family caregiver) retroactive to March 15, 2020
  • This will be retroactive to March 15, 2020 to assist with those who did not initially qualify
  • Credit is automatic for any claim made between September 27, 2020 to September 25, 2021

For more information:  Government of Canada Q&A for EI Benefits

Canada Recovery Sickness Benefit

Effective from September 27, 2020 to September 25, 2021. It is a two week benefit—$500/week for workers who are unable to work as a result of:

  • Contracted COVID-19
  • Self-Isolation in relation to COVID-19
  • Going through treatment or contracted another illness that will make them more susceptible to COVID-19

To Qualify:

  • 15 years of age or older
  • Valid SIN
  • Employed or Self Employed at time of application
  • Earned at least $5000 in income in 2019/2020 or last 12 months by the date of their application
  • Unable to work at least 50% of the time they planned to work as a result of:
  • Being sick with COVID-19 or suspected having COVID-19
  • Advised to self-isolate due to COVID-19 (must be advised by allowed authorities)
  • Underlying health conditions that puts one at greater risk
  • Are unable to claim any other benefits or sick benefit from workplace or Employment Insurance

**Cannot claim multiple benefits and once received, cannot qualify for a second time

Canada Caregiver Recovery Benefit

Effective from September 27, 2020 to September 25, 2021 workers who are unable to work to provide care services to children or family members as a result of COVID-19 can receive $500/week for up to 26 weeks PER household as a result of:

  • Child under age of 12 or family member who requires supervised care
  • Daycare/school/day program is unavailable, closed, or open for certain times
  • Care services and/or person providing care is unable to provide services for COVID-19 related reasons
  • They are sick or required to quarantine as a result of COVID-19
  • High risk or serious health complications if they contracted COVID-19

To Qualify

  • 15 years of age or older
  • Valid SIN
  • Employed or Self Employed at time of application
  • Earned at least $5000 in income in 2019/2020 or last 12 months by the date of their application
  • Unable to work at least 50% of the time they planned to work
  • Unable to receive paid leave or a workplace leave benefit

Household—group of people who live together as a family unit at the same address

  • The Household combined is entitled to 26 weeks–if two or more person reside in same household, the benefit is shared.

Canada Recovery Benefit

Effective from September 27, 2020 to September 25, 2021 workers who stopped work or employment/self-employment income reduced by minimum of 50% as a result of reasons relating to COVID-19 can receive $500/week—up to 26 weeks. Workers cannot quit,  reject a reasonable job offer or reject request to resume work OR failed to resume to work when opportunity presented

To Qualify:

  • 15 years of age or older
  • Valid SIN
  • Employed or Self Employed at time of application
  • Earned at least $5000 in income in 2019/2020 or last 12 months by the date of their application
  • Unable to work or loss of (at minimum) 50% of income as a result of COVID-19

Keep in mind: Those who claim benefits may need to repay a portion or all of the benefit through their income tax return. If annual net income is above $38,000 (NOT including the benefit received) claimants will be required to pay $0.50 for each dollar above the net annual income of $38,000 up to a maximum of the benefit they received.

For More Information: