Update: April 20, 2020

Canada Emergency Response Benefit

  • The Canada Emergency Response Benefit (CERB) is a temporary income support for workers who have stopped working for reasons related to COVID-19. This income support is applicable to both employee and self-employed individuals.
    • CERB includes workers who have temporarily stopped working, lost their job, are sick or in quarantine, or need to care for a child or a family member (as a result of COVID-19). In subsequent benefit periods, it is available to individuals expecting to be without any employment income.
    • Starting Monday April 6 2020 individuals who stopped work due to reasons relating to COVID-19 can apply to receive CERB.
    • The Federal Government announced new additions to the CERB on April 15 2020.

To qualify:

  • Individuals must be residing in Canada and have a valid Social Insurance Number.
  • Individuals must be at least 15 years old
  • Individuals must have had a combined income of $5000 in 2019 or the past 12 months by the following sources:
    • Employment
    • Self-employment
    • Tips you have declared as income; non-eligible dividends; honoraria (e.g., nominal amounts paid to emergency service volunteers); and royalties (e.g., paid to artists).
    • Maternity and parental benefits under the Employment Insurance program and/or similar benefits paid in Quebec under the Quebec Parental Insurance Plan.
    • Pensions, student loans and bursaries are not considered employment income and should not be included.
  • Individuals who have exhausted their Employment Insurance regular benefits between December 29, 2019 and October 3, 2020
  • Individuals cannot earn more than $1,000 in employment and/or self-employment income for the entire four-week benefit period of their claim.
    • This includes among others: tips you may earn while working; non-eligible dividends; honoraria (e.g., nominal amounts paid to emergency service volunteers); and royalties (e.g., paid to artists). However, royalty payments received from work that took place before the period for which a person applies for the CERB do not count as income during that specific benefit period.
  • Individuals must have stopped working as a result of COVID-19.
      • You have lost your job;
      • You are in quarantine or sick due to COVID-19;
      • You are taking care of others because they are in quarantine or sick due to COVID-19; and/or
      • You are taking care of children or other dependents because their care facility is closed due to COVID-19.
      • There may be other reasons related to COVID-19 beyond these examples why you may have stopped working.
    • Individuals who voluntarily quit their employment do not qualify for CERB.
    • Individuals must have lost their employment as a result of COVID-19.
  • Individuals must anticipate no work or income of less than $1000 for 14 consecutive days.

If you have applied and/or have been receiving EI prior to April 6, 2020 your claim will be automatically processed through CERB.

  • Qualified individuals will be paid $2000 every 4 weeks for a maximum of 16 weeks.
  • Both who qualify or don’t qualify for regular Employment Insurance can apply for CERB. There is no waiting period to receive the benefit.
  • No Medical documentation/certificate is needed to receive CERB.
  • The Benefit is taxable—deductions will not occur, however, they must be reported when filing for 2020 tax year.
  • ALL Applications will be verified against tax records to confirm income.