Update: April 20, 2020
Canada Emergency Response Benefit
- The Canada Emergency Response Benefit (CERB) is a temporary income support for workers who have stopped working for reasons related to COVID-19. This income support is applicable to both employee and self-employed individuals.
- CERB includes workers who have temporarily stopped working, lost their job, are sick or in quarantine, or need to care for a child or a family member (as a result of COVID-19). In subsequent benefit periods, it is available to individuals expecting to be without any employment income.
- Starting Monday April 6 2020 individuals who stopped work due to reasons relating to COVID-19 can apply to receive CERB.
- The Federal Government announced new additions to the CERB on April 15 2020.
- Individuals must be residing in Canada and have a valid Social Insurance Number.
- Individuals must be at least 15 years old
- Individuals must have had a combined income of $5000 in 2019 or the past 12 months by the following sources:
- Tips you have declared as income; non-eligible dividends; honoraria (e.g., nominal amounts paid to emergency service volunteers); and royalties (e.g., paid to artists).
- Maternity and parental benefits under the Employment Insurance program and/or similar benefits paid in Quebec under the Quebec Parental Insurance Plan.
- Pensions, student loans and bursaries are not considered employment income and should not be included.
- Individuals who have exhausted their Employment Insurance regular benefits between December 29, 2019 and October 3, 2020
- Individuals cannot earn more than $1,000 in employment and/or self-employment income for the entire four-week benefit period of their claim.
- This includes among others: tips you may earn while working; non-eligible dividends; honoraria (e.g., nominal amounts paid to emergency service volunteers); and royalties (e.g., paid to artists). However, royalty payments received from work that took place before the period for which a person applies for the CERB do not count as income during that specific benefit period.
- Individuals must have stopped working as a result of COVID-19.
- You have lost your job;
- You are in quarantine or sick due to COVID-19;
- You are taking care of others because they are in quarantine or sick due to COVID-19; and/or
- You are taking care of children or other dependents because their care facility is closed due to COVID-19.
- There may be other reasons related to COVID-19 beyond these examples why you may have stopped working.
- Individuals who voluntarily quit their employment do not qualify for CERB.
- Individuals must have lost their employment as a result of COVID-19.
- Individuals must anticipate no work or income of less than $1000 for 14 consecutive days.
If you have applied and/or have been receiving EI prior to April 6, 2020 your claim will be automatically processed through CERB.
- Qualified individuals will be paid $2000 every 4 weeks for a maximum of 16 weeks.
- Both who qualify or don’t qualify for regular Employment Insurance can apply for CERB. There is no waiting period to receive the benefit.
- No Medical documentation/certificate is needed to receive CERB.
- The Benefit is taxable—deductions will not occur, however, they must be reported when filing for 2020 tax year.
- ALL Applications will be verified against tax records to confirm income.